Credit Analyst Job at Equity Bank Uganda in Jinja - Banking Careers

Join Equity Bank Uganda as a Credit Analyst in Jinja

Equity Bank Uganda, a leading financial institution committed to transforming lives and livelihoods, is seeking a skilled and detail-oriented Credit Analyst to join our team in Jinja. This is an excellent opportunity for a finance professional to advance their banking career with one of Uganda's most respected banks, contributing directly to responsible lending and economic growth in the Eastern region.

Job Summary

As a Credit Analyst at Equity Bank Uganda, you will play a crucial role in assessing creditworthiness, managing risk, and supporting sound lending decisions. You will be responsible for analysing credit applications from both individual and business clients, ensuring compliance with Ugandan banking regulations while helping the bank achieve its strategic objectives.

Key Responsibilities & Duties

• Thoroughly analyse and evaluate credit applications and financial statements
• Assess client creditworthiness and potential risk exposure for the bank
• Prepare comprehensive credit reports and recommendations for approval committees
• Conduct financial ratio analysis and cash flow projections
• Ensure all credit assessments comply with Bank of Uganda regulations and internal policies
• Monitor existing credit portfolios and identify potential risk factors
• Collaborate with relationship managers and other banking departments
• Maintain accurate credit files and documentation

Qualifications & Requirements

• Bachelor's degree in Finance, Accounting, Commerce, Business Administration, or related field from a recognised university
• Minimum of 3 years of proven experience in credit analysis within the Ugandan banking sector
• Strong analytical skills with ability to interpret complex financial data
• In-depth knowledge of Ugandan banking regulations and credit policies
• Excellent report writing and communication skills
• Proficiency in Microsoft Office, especially Excel for financial modelling
• Professional certification such as ACCA, CPA, or related qualification is an added advantage

What We Offer

• Competitive banking sector salary and benefits package
• Comprehensive medical insurance for you and your family
• Professional development and training opportunities
• Pension scheme contributions
• Performance-based incentives
• Opportunity to work with a dynamic team in a growing financial institution
• Career growth prospects within the Equity Group network

How to Apply

Ready to advance your banking career in Jinja? Submit your application through the Equity Group careers portal by 8th December 2024. Ensure your application includes a detailed CV, academic documents, and a cover letter highlighting your credit analysis experience.

Application Deadline: 8th December 2024

Apply Online: https://equitygroupholdings.com/ug/careers/job-details/EGHL-UGA-2024-004

Equity Bank Uganda is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Only shortlisted candidates will be contacted.